NETORA PRIVACY POLICY

Version 1 • Effective Sep 11, 2026

NETORA PRIVACY POLICY

Effective Date: 24/0/2026

Last Updated: 24/0/2026

Netora Limited ("NETORA", "we", "us", or "our") respects your privacy and is committed to protecting the information of people who use the NETORA mobile application and related services.

This Privacy Policy explains how NETORA collects, uses, stores, protects, and shares information when you create an account or use NETORA V1.

NETORA V1 is designed for two primary groups:

• Users who want to earn online through eligible activities, rewards, referrals, offers, and other earning opportunities.

• Advertisers and businesses that want to promote their brands, products, or services through NETORA's advertising network.

By creating an account or using NETORA, you acknowledge this Privacy Policy.

1. INFORMATION WE COLLECT

Depending on the features you use, NETORA may collect the following categories of information.

1.1 Account Information

When you create a NETORA account, we may collect:

• Name

• Username

• Email address

• Phone number

• Account credentials/authentication information

• Date of birth or age information where required

• Account identifiers

• Information you provide to customer support

1.2 Identity Verification Information

Certain NETORA features may require identity verification.

Where verification is required, NETORA or its identity-verification service provider may process:

• Government-issued identification documents

• Identification document details

• Information extracted from identification documents

• Verification status and results

• Selfie or facial image used for verification

• Liveness-detection information

• Information necessary to determine whether the submitted identity is genuine

We use this information to verify users, prevent identity fraud, prevent abuse and duplicate accounts, protect the NETORA platform, and meet applicable legal or compliance requirements where necessary.

Where a third-party verification provider performs the verification, that provider may process the information according to its own privacy policy and applicable agreement with NETORA.

1.3 Device and Technical Information

When you use NETORA, we may automatically receive certain technical information, including:

• Device model

• Operating system and version

• NETORA application version

• IP address

• Device identifiers where applicable

• Advertising identifiers where applicable

• Network information

• Crash and diagnostic information

• Log information

• Security and fraud-prevention information

This information helps us operate, secure, troubleshoot, and improve NETORA.

1.4 Activity Information

We may collect information relating to your use of NETORA, including:

• Daily reward activity

• NC earning activity

• NC balances and transactions

• Referral activity

• Reward eligibility

• Advertisements viewed or interacted with

• Tasks, surveys, and offers accessed

• Offer completion and validation information

• Deposit and transaction activity

• Withdrawal activity where available

• Account security activity

2. HOW NETORA USES INFORMATION

We may use collected information to:

• Create and manage accounts

• Authenticate users

• Provide NETORA services

• Process rewards and NC

• Operate referral programs

• Provide earning activities

• Provide tasks, surveys, and offerwalls

• Verify identities

• Perform liveness checks

• Prevent fraud and abuse

• Detect duplicate, fake, automated, or manipulated accounts

• Protect users and the NETORA platform

• Operate NETORA's advertising network

• Provide advertising services to businesses

• Measure advertising performance

• Process payments and transactions

• Provide customer support

• Improve application functionality and performance

• Communicate important service information

• Comply with applicable laws and regulations

• Enforce our Terms of Service and platform rules

3. NETORA ADVERTISING NETWORK

NETORA operates its own advertising network that allows businesses and advertisers to promote their brands, products, services, applications, and campaigns to NETORA users.

Advertisers may provide information such as:

• Business or brand name

• Campaign information

• Advertisement content

• Campaign budget

• Targeting preferences

• Billing and payment information

• Campaign performance information

NETORA may process advertising-related information such as:

• Advertisement impressions

• Advertisement interactions

• Campaign performance

• Device and technical information

• Approximate location where applicable

• Fraud and invalid-traffic signals

• Conversion or campaign activity where applicable

This information may be used to deliver advertisements, measure campaign performance, prevent advertising fraud, and improve NETORA's advertising services.

NETORA does not sell users' personal information simply because they use the platform.

4. THIRD-PARTY ADVERTISING SERVICES

NETORA may use third-party advertising technologies and services, including Google AdMob, where applicable.

These services may process information such as device information, advertising identifiers, IP address, ad interaction information, and other information required to provide and measure advertisements.

Third-party advertising providers may use information in accordance with their own privacy policies and applicable terms.

For information about how Google uses data when its services are used by apps, users can review Google's applicable privacy information.

NETORA's use of third-party advertising services does not change the fact that NETORA operates its own advertising network.

5. THIRD-PARTY SERVICES AND OFFERWALLS

NETORA may integrate third-party services to provide certain features.

These may include:

• Offerwall providers

• Task and survey providers

• Advertising providers

• Google services

• Google AdMob

• Identity-verification providers

• Liveness-detection providers

• Payment providers

• Banking or financial service providers

• Cryptocurrency/payment infrastructure providers

• Analytics and technical service providers

• Hosting and security providers

Third-party services may collect or process information directly through their SDKs, APIs, websites, or other technologies.

For example, when a user chooses to participate in an offer provided by an offerwall partner, the partner may process information necessary to display, track, validate, and attribute the user's participation.

NETORA may receive information such as whether an offer was completed or validated so that eligible rewards can be processed.

Users should review applicable third-party privacy policies before participating in third-party offers or services.

6. REWARDS AND NETORA CREDITS (NC)

NETORA may provide users with Netora Credits (NC) or other in-app rewards for eligible activities.

We may process information relating to:

• NC earned

• Reward history

• Daily reward activity

• Referral activity

• Completed earning activities

• Offer completion

• Advertisement activity

• Reward eligibility

• Account activity

NETORA may delay, withhold, reverse, or refuse rewards where we reasonably determine that an activity is fraudulent, manipulated, duplicated, automated, abusive, or otherwise violates NETORA's applicable rules.

7. REFERRALS

NETORA may provide referral programs through which users can earn NC for qualifying referrals.

We may process information necessary to:

• Identify the referring account

• Identify the invited account

• Determine whether referral requirements were completed

• Prevent self-referrals

• Detect multiple accounts

• Detect fraudulent referrals

• Calculate eligible rewards

Referral information is used to operate and secure the referral system.

8. PAYMENTS, DEPOSITS AND WITHDRAWALS

Where available, NETORA may provide deposit, withdrawal, bill-payment, wallet, or other payment-related services.

We may process:

• Transaction IDs

• Transaction amounts

• Currency

• Payment status

• Bank information

• Wallet addresses

• Payment-method information

• Withdrawal information

• Fraud-prevention information

Payment and financial information may be processed by third-party payment providers.

Where a third-party provider processes sensitive payment credentials directly, NETORA may not receive or store those credentials.

Third-party providers are responsible for processing information according to their own privacy policies and applicable terms.

9. FRAUD AND ABUSE PREVENTION

NETORA uses technical and account information to protect its users, advertisers, rewards system, and platform from fraudulent or abusive activity.

This may include analyzing:

• Device information

• IP addresses

• Account activity

• Referral activity

• Reward activity

• Advertisement activity

• Offer activity

• Transaction activity

• Identity-verification results

• Liveness-verification results

• Other security signals

NETORA may restrict, suspend, investigate, or terminate accounts involved in fraudulent, abusive, manipulated, or prohibited activity.

10. HOW WE SHARE INFORMATION

NETORA may share information with third parties when necessary to operate and provide NETORA's services.

These parties may include:

• Advertising partners

• Offerwall providers

• Task and survey providers

• Identity-verification providers

• Liveness-verification providers

• Payment providers

• Financial service providers

• Google services

• Google AdMob

• Cloud and hosting providers

• Analytics providers

• Security and fraud-prevention providers

• Customer-support providers

• Other technical service providers

We may also disclose information when reasonably necessary to:

• Comply with applicable law

• Respond to lawful legal or governmental requests

• Prevent fraud or security threats

• Protect NETORA or its users

• Enforce our Terms of Service

• Protect our rights, property, or safety

We do not sell personal and sensitive user information for monetary consideration in violation of applicable law or Google Play policies.

11. INTERNATIONAL DATA PROCESSING

Some NETORA service providers may process or store information outside Nigeria.

Where information is transferred internationally, NETORA will take reasonable steps to ensure that the processing complies with applicable data-protection requirements.

12. DATA SECURITY

NETORA uses reasonable technical and organizational measures designed to protect information against unauthorized access, loss, misuse, alteration, disclosure, or destruction.

Security measures may include:

• Encryption during transmission where appropriate

• Access controls

• Authentication

• Secure storage

• Monitoring

• Fraud-prevention systems

• Restricted access to personal information

However, no electronic transmission or storage system can be guaranteed to be completely secure.

13. DATA RETENTION

NETORA retains information for as long as reasonably necessary to:

• Provide our services

• Maintain accounts

• Process rewards and transactions

• Prevent fraud and abuse

• Maintain security

• Resolve disputes

• Comply with legal and regulatory requirements

• Establish, exercise, or defend legal claims

When information is no longer required, we may delete, anonymize, or securely dispose of it in accordance with applicable requirements.

14. ACCOUNT DELETION

Users may request deletion of their NETORA account through the account-deletion feature provided within the application and through NETORA's designated account-deletion webpage.

When an account deletion request is received, NETORA will process the request in accordance with applicable law.

Some information may be retained where necessary for:

• Legal compliance

• Fraud prevention

• Security

• Financial and transaction records

• Dispute resolution

• Regulatory obligations

• Establishing, exercising, or defending legal claims

15. YOUR PRIVACY RIGHTS

Depending on applicable law, you may have rights including:

• Accessing your personal information

• Requesting correction of inaccurate information

• Requesting deletion of your information

• Objecting to certain processing

• Requesting restriction of certain processing

• Withdrawing consent where applicable

• Receiving information about how your information is processed

To exercise applicable rights, contact us using the details below.

16. CHILDREN'S PRIVACY

NETORA is not intended for children who are below the minimum age permitted to use the service under applicable law.

We do not knowingly collect personal information from children who are not permitted to use NETORA.

If we become aware that we have collected information from an underage user without an appropriate legal basis, we will take reasonable steps to delete it as required by applicable law.

17. COOKIES, SDKS AND SIMILAR TECHNOLOGIES

NETORA and its service providers may use SDKs, device identifiers, cookies, and similar technologies where applicable.

These technologies may support:

• Application functionality

• Advertising

• Analytics

• Security

• Fraud prevention

• Performance monitoring

• Service improvement

The specific technologies used may vary depending on the NETORA feature and third-party services integrated into the application.

18. THIRD-PARTY PRIVACY POLICIES

Third-party services integrated into NETORA may have their own privacy policies and terms.

NETORA encourages users to review the privacy practices of third-party services before using features that involve those services.

NETORA is responsible for ensuring that third-party SDKs integrated into the app are used consistently with applicable Google Play requirements.

19. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy when NETORA's services, technology, legal requirements, or data-processing practices change.

Material changes may be communicated through the NETORA application, website, email, or another appropriate method.

The Last Updated date will be changed when this policy is updated.

20. CONTACT US

If you have questions, privacy requests, or concerns about this Privacy Policy or NETORA's handling of personal information, contact us:

Netora Limited

Privacy Email:netoralimited@gmail.com

Website:netoraltd.com

Last Updated: 24/08/206

© 2026 Netora Limited. All rights reserved..